Call reports 2001
REGIONAL BANK — 2001
What REGIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 218,783,000 | 217,646,000 | 221,091,000 | 220,646,000 |
| Total loans | 160,620,000 | 159,164,000 | 161,016,000 | 161,013,000 |
| Allowance for loan losses | 1,858,000 | 1,870,000 | 1,915,000 | 1,837,000 |
| Securities available for sale | 34,759,000 | 38,786,000 | 41,615,000 | 42,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,013,000 | 170,642,000 | 175,399,000 | 174,531,000 |
| Interest-bearing deposits | 162,309,000 | 157,484,000 | 162,586,000 | 161,950,000 |
| Noninterest-bearing deposits | 10,704,000 | 13,158,000 | 12,812,000 | 12,581,000 |
| Equity capital | 20,126,000 | 20,520,000 | 20,148,000 | 19,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,239,000 | 8,384,000 | 12,439,000 | 16,276,000 |
| Interest expense | 2,460,000 | 4,739,000 | 6,874,000 | 8,805,000 |
| Net interest income | 1,779,000 | 3,645,000 | 5,565,000 | 7,471,000 |
| Noninterest income | 265,000 | 616,000 | 974,000 | 1,300,000 |
| Noninterest expense | 1,177,000 | 2,382,000 | 3,602,000 | 4,928,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 810,000 | 1,762,000 | 2,761,000 | 3,635,000 |
| Income tax | 313,000 | 682,000 | 1,072,000 | 1,412,000 |
| Net income | 497,000 | 1,080,000 | 1,689,000 | 2,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,110,000 | 15,505,000 | 15,007,000 | 15,132,000 |
| Total capital | 16,972,000 | 17,315,000 | 16,857,000 | 16,969,000 |
| Risk-weighted assets | 149,375,000 | 144,706,000 | 147,211,000 | 147,756,000 |