Call reports 2025
LEGACY BANK — 2025
What LEGACY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,148,502,000 | 1,172,272,000 | 1,194,801,000 | 1,175,798,000 |
| Total loans | 882,496,000 | 930,896,000 | 986,219,000 | 1,045,225,000 |
| Allowance for loan losses | 12,559,000 | 12,515,000 | 12,559,000 | 13,618,000 |
| Securities available for sale | 61,392,000 | 70,731,000 | 61,570,000 | 52,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,041,772,000 | 1,062,059,000 | 1,080,729,000 | 1,035,086,000 |
| Interest-bearing deposits | 834,028,000 | 844,677,000 | 867,526,000 | 811,737,000 |
| Noninterest-bearing deposits | 207,744,000 | 217,382,000 | 213,203,000 | 223,349,000 |
| Equity capital | 97,941,000 | 100,602,000 | 104,308,000 | 107,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,791,000 | 30,983,000 | 48,464,000 | 66,319,000 |
| Interest expense | 6,346,000 | 12,843,000 | 19,658,000 | 25,706,000 |
| Net interest income | 8,445,000 | 18,140,000 | 28,806,000 | 40,613,000 |
| Noninterest income | 768,000 | 1,562,000 | 2,542,000 | 3,553,000 |
| Noninterest expense | 6,486,000 | 13,185,000 | 20,031,000 | 27,065,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 1,368,000 |
| Pretax income | 2,627,000 | 5,867,000 | 10,322,000 | 14,762,000 |
| Income tax | 630,000 | 1,405,000 | 2,222,000 | 3,319,000 |
| Net income | 1,997,000 | 4,462,000 | 8,100,000 | 11,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,871,000 | 97,273,000 | 100,598,000 | 103,636,000 |
| Total capital | 106,405,000 | 109,377,000 | 113,404,000 | 117,450,000 |
| Risk-weighted assets | 920,294,000 | 966,035,000 | 1,022,546,000 | 1,103,034,000 |