Call reports 2024
LEGACY BANK — 2024
What LEGACY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,013,059,000 | 1,077,679,000 | 1,069,244,000 | 1,078,409,000 |
| Total loans | 845,472,000 | 850,582,000 | 851,311,000 | 862,051,000 |
| Allowance for loan losses | 12,592,000 | 12,662,000 | 12,647,000 | 12,565,000 |
| Securities available for sale | 51,484,000 | 57,578,000 | 61,553,000 | 61,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 913,612,000 | 977,221,000 | 966,021,000 | 975,141,000 |
| Interest-bearing deposits | 739,447,000 | 798,325,000 | 778,757,000 | 787,013,000 |
| Noninterest-bearing deposits | 174,165,000 | 178,896,000 | 187,264,000 | 188,128,000 |
| Equity capital | 91,071,000 | 92,101,000 | 94,805,000 | 95,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,178,000 | 27,427,000 | 42,295,000 | 57,147,000 |
| Interest expense | 6,419,000 | 13,796,000 | 21,423,000 | 28,388,000 |
| Net interest income | 6,759,000 | 13,631,000 | 20,872,000 | 28,759,000 |
| Noninterest income | 820,000 | 1,604,000 | 3,091,000 | 3,915,000 |
| Noninterest expense | 5,953,000 | 11,745,000 | 18,169,000 | 24,512,000 |
| Provision for loan losses | 150,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 1,476,000 | 3,260,000 | 5,514,000 | 7,782,000 |
| Income tax | 375,000 | 850,000 | 1,121,000 | 1,689,000 |
| Net income | 1,101,000 | 2,410,000 | 4,393,000 | 6,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,695,000 | 89,592,000 | 91,495,000 | 93,127,000 |
| Total capital | 99,419,000 | 100,420,000 | 102,299,000 | 104,212,000 |
| Risk-weighted assets | 854,888,000 | 863,276,000 | 861,297,000 | 883,995,000 |