Call reports 2023
LEGACY BANK — 2023
What LEGACY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 940,911,000 | 962,469,000 | 962,260,000 | 984,547,000 |
| Total loans | 812,444,000 | 828,377,000 | 828,329,000 | 850,664,000 |
| Allowance for loan losses | 12,946,000 | 12,993,000 | 13,013,000 | 12,454,000 |
| Securities available for sale | 40,795,000 | 36,921,000 | 35,944,000 | 51,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 828,767,000 | 839,038,000 | 838,129,000 | 886,715,000 |
| Interest-bearing deposits | 627,284,000 | 636,968,000 | 660,556,000 | 711,493,000 |
| Noninterest-bearing deposits | 201,483,000 | 202,070,000 | 177,573,000 | 175,222,000 |
| Equity capital | 87,002,000 | 87,560,000 | 87,685,000 | 90,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,196,000 | 21,055,000 | 32,707,000 | 46,202,000 |
| Interest expense | 3,797,000 | 8,426,000 | 14,053,000 | 20,206,000 |
| Net interest income | 6,399,000 | 12,629,000 | 18,654,000 | 25,996,000 |
| Noninterest income | 762,000 | 1,574,000 | 2,381,000 | 3,113,000 |
| Noninterest expense | 5,704,000 | 11,672,000 | 17,421,000 | 23,184,000 |
| Provision for loan losses | 180,000 | 230,000 | 280,000 | -270,000 |
| Pretax income | 1,277,000 | 2,241,000 | 3,174,000 | 5,260,000 |
| Income tax | 335,000 | 587,000 | 831,000 | 1,321,000 |
| Net income | 942,000 | 1,654,000 | 2,343,000 | 3,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,882,000 | 85,545,000 | 86,186,000 | 87,693,000 |
| Total capital | 95,323,000 | 96,225,000 | 96,769,000 | 98,552,000 |
| Risk-weighted assets | 832,554,000 | 851,818,000 | 843,869,000 | 865,970,000 |