Call reports 2022
LEGACY BANK — 2022
What LEGACY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 955,561,000 | 982,686,000 | 918,989,000 | 916,023,000 |
| Total loans | 732,795,000 | 754,195,000 | 784,339,000 | 801,846,000 |
| Allowance for loan losses | 12,042,000 | 12,409,000 | 12,782,000 | 12,964,000 |
| Securities available for sale | 45,296,000 | 54,232,000 | 41,836,000 | 40,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,008,000 | 890,746,000 | 826,161,000 | 775,992,000 |
| Interest-bearing deposits | 571,563,000 | 552,846,000 | 501,416,000 | 558,528,000 |
| Noninterest-bearing deposits | 287,445,000 | 337,900,000 | 324,745,000 | 217,464,000 |
| Equity capital | 82,431,000 | 84,104,000 | 84,436,000 | 85,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,845,000 | 16,747,000 | 25,914,000 | 35,593,000 |
| Interest expense | 659,000 | 1,252,000 | 1,873,000 | 3,752,000 |
| Net interest income | 7,186,000 | 15,495,000 | 24,041,000 | 31,841,000 |
| Noninterest income | 924,000 | 2,007,000 | 2,973,000 | 3,734,000 |
| Noninterest expense | 5,045,000 | 10,446,000 | 16,519,000 | 22,581,000 |
| Provision for loan losses | 300,000 | 675,000 | 1,050,000 | 1,425,000 |
| Pretax income | 2,765,000 | 6,381,000 | 9,445,000 | 11,569,000 |
| Income tax | 718,000 | 1,665,000 | 2,479,000 | 2,956,000 |
| Net income | 2,047,000 | 4,716,000 | 6,966,000 | 8,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,317,000 | 80,986,000 | 82,788,000 | 83,987,000 |
| Total capital | 87,664,000 | 90,742,000 | 93,038,000 | 94,381,000 |
| Risk-weighted assets | 745,066,000 | 777,848,000 | 817,495,000 | 828,993,000 |