Call reports 2021
LEGACY BANK — 2021
What LEGACY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 694,752,000 | 875,945,000 | 914,500,000 | 934,460,000 |
| Total loans | 589,256,000 | 705,358,000 | 704,429,000 | 702,107,000 |
| Allowance for loan losses | 9,785,000 | 10,964,000 | 11,557,000 | 11,926,000 |
| Securities available for sale | 34,092,000 | 41,155,000 | 39,997,000 | 41,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,891,000 | 779,995,000 | 818,055,000 | 836,527,000 |
| Interest-bearing deposits | 416,264,000 | 531,746,000 | 543,211,000 | 566,107,000 |
| Noninterest-bearing deposits | 201,627,000 | 248,249,000 | 274,844,000 | 270,420,000 |
| Equity capital | 58,996,000 | 77,528,000 | 79,939,000 | 82,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,901,000 | 16,105,000 | 24,659,000 | 32,987,000 |
| Interest expense | 882,000 | 2,085,000 | 2,961,000 | 3,688,000 |
| Net interest income | 6,019,000 | 14,020,000 | 21,698,000 | 29,299,000 |
| Noninterest income | 1,068,000 | 2,472,000 | 3,799,000 | 4,944,000 |
| Noninterest expense | 3,968,000 | 9,932,000 | 14,986,000 | 20,190,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,350,000 | 1,725,000 |
| Pretax income | 2,744,000 | 5,810,000 | 9,154,000 | 12,321,000 |
| Income tax | 741,000 | 1,569,000 | 2,471,000 | 3,097,000 |
| Net income | 2,003,000 | 4,241,000 | 6,683,000 | 9,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,373,000 | 71,232,000 | 73,726,000 | 76,218,000 |
| Total capital | — | 79,927,000 | 82,651,000 | 85,211,000 |
| Risk-weighted assets | — | 693,344,000 | 711,369,000 | 716,537,000 |