Call reports 2019
LEGACY BANK — 2019
What LEGACY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 520,233,000 | 531,803,000 | 545,377,000 | 547,146,000 |
| Total loans | 431,482,000 | 437,835,000 | 452,476,000 | 453,738,000 |
| Allowance for loan losses | 7,322,000 | 7,475,000 | 7,898,000 | 8,119,000 |
| Securities available for sale | 21,320,000 | 19,456,000 | 17,005,000 | 18,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,647,000 | 468,421,000 | 480,074,000 | 480,718,000 |
| Interest-bearing deposits | 295,816,000 | 294,308,000 | 293,803,000 | 300,149,000 |
| Noninterest-bearing deposits | 160,831,000 | 174,113,000 | 186,271,000 | 180,569,000 |
| Equity capital | 49,688,000 | 49,480,000 | 51,025,000 | 52,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,729,000 | 11,803,000 | 18,091,000 | 24,319,000 |
| Interest expense | 1,105,000 | 2,307,000 | 3,567,000 | 4,799,000 |
| Net interest income | 4,624,000 | 9,496,000 | 14,524,000 | 19,520,000 |
| Noninterest income | 459,000 | 1,076,000 | 1,834,000 | 2,523,000 |
| Noninterest expense | 3,155,000 | 6,536,000 | 9,880,000 | 13,141,000 |
| Provision for loan losses | 125,000 | 275,000 | 425,000 | 645,000 |
| Pretax income | 1,803,000 | 3,761,000 | 6,060,000 | 8,264,000 |
| Income tax | 409,000 | 957,000 | 1,603,000 | 2,017,000 |
| Net income | 1,394,000 | 2,804,000 | 4,457,000 | 6,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,731,000 | 49,441,000 | 50,975,000 | 52,648,000 |
| Total capital | 55,118,000 | 54,963,000 | 56,667,000 | 58,396,000 |
| Risk-weighted assets | 429,047,000 | 439,879,000 | 453,212,000 | 457,499,000 |