Call reports 2018
LEGACY BANK — 2018
What LEGACY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 475,650,000 | 495,355,000 | 505,510,000 | 523,343,000 |
| Total loans | 395,273,000 | 406,342,000 | 418,566,000 | 423,057,000 |
| Allowance for loan losses | 6,805,000 | 6,808,000 | 6,969,000 | 7,196,000 |
| Securities available for sale | 18,980,000 | 17,732,000 | 20,483,000 | 21,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,034,000 | 417,000,000 | 439,654,000 | 461,647,000 |
| Interest-bearing deposits | 245,469,000 | 274,023,000 | 278,803,000 | 286,720,000 |
| Noninterest-bearing deposits | 157,565,000 | 142,977,000 | 160,851,000 | 174,927,000 |
| Equity capital | 49,661,000 | 50,690,000 | 47,380,000 | 48,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,257,000 | 10,435,000 | 15,926,000 | 21,675,000 |
| Interest expense | 696,000 | 1,553,000 | 2,563,000 | 3,627,000 |
| Net interest income | 4,561,000 | 8,882,000 | 13,363,000 | 18,048,000 |
| Noninterest income | 446,000 | 1,006,000 | 1,471,000 | 2,015,000 |
| Noninterest expense | 2,973,000 | 6,084,000 | 9,100,000 | 12,408,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 500,000 |
| Pretax income | 2,034,000 | 3,804,000 | 5,584,000 | 7,155,000 |
| Income tax | 569,000 | 1,063,000 | 1,563,000 | 2,129,000 |
| Net income | 1,465,000 | 2,741,000 | 4,021,000 | 5,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,840,000 | 50,866,000 | 47,592,000 | 48,477,000 |
| Total capital | 54,690,000 | 55,916,000 | 52,809,000 | 53,816,000 |
| Risk-weighted assets | 386,091,000 | 402,314,000 | 415,672,000 | 425,302,000 |