Call reports 2017
LEGACY BANK — 2017
What LEGACY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 416,932,000 | 441,515,000 | 451,602,000 | 458,072,000 |
| Total loans | 337,612,000 | 349,818,000 | 372,382,000 | 398,607,000 |
| Allowance for loan losses | 5,117,000 | 5,317,000 | 5,484,000 | 5,924,000 |
| Securities available for sale | 24,347,000 | 22,826,000 | 22,061,000 | 19,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,210,000 | 370,376,000 | 381,334,000 | 367,642,000 |
| Interest-bearing deposits | 187,953,000 | 188,284,000 | 200,626,000 | 215,075,000 |
| Noninterest-bearing deposits | 159,257,000 | 182,092,000 | 180,708,000 | 152,567,000 |
| Equity capital | 45,669,000 | 46,769,000 | 47,818,000 | 48,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,827,000 | 8,200,000 | 12,669,000 | 17,370,000 |
| Interest expense | 307,000 | 660,000 | 1,087,000 | 1,592,000 |
| Net interest income | 3,520,000 | 7,540,000 | 11,582,000 | 15,778,000 |
| Noninterest income | 677,000 | 1,104,000 | 1,650,000 | 2,172,000 |
| Noninterest expense | 2,483,000 | 5,125,000 | 7,838,000 | 10,665,000 |
| Provision for loan losses | 365,000 | 465,000 | 640,000 | 1,090,000 |
| Pretax income | 1,349,000 | 3,054,000 | 4,754,000 | 6,195,000 |
| Income tax | 500,000 | 1,168,000 | 1,814,000 | 2,721,000 |
| Net income | 849,000 | 1,886,000 | 2,940,000 | 3,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,749,000 | 46,787,000 | 47,841,000 | 48,375,000 |
| Total capital | 50,019,000 | 51,157,000 | 52,459,000 | 53,195,000 |
| Risk-weighted assets | 340,762,000 | 348,676,000 | 368,653,000 | 384,558,000 |