Call reports 2015
LEGACY BANK — 2015
What LEGACY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 333,071,000 | 341,030,000 | 336,791,000 | 352,518,000 |
| Total loans | 237,616,000 | 256,448,000 | 260,625,000 | 269,103,000 |
| Allowance for loan losses | 4,148,000 | 4,135,000 | 4,090,000 | 4,088,000 |
| Securities available for sale | 13,740,000 | 18,945,000 | 23,828,000 | 23,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,085,000 | 282,352,000 | 264,202,000 | 299,425,000 |
| Interest-bearing deposits | 170,322,000 | 165,230,000 | 164,062,000 | 175,731,000 |
| Noninterest-bearing deposits | 104,763,000 | 117,122,000 | 100,140,000 | 123,694,000 |
| Equity capital | 39,963,000 | 40,486,000 | 41,209,000 | 41,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,822,000 | 5,820,000 | 9,001,000 | 12,232,000 |
| Interest expense | 246,000 | 488,000 | 722,000 | 961,000 |
| Net interest income | 2,576,000 | 5,332,000 | 8,279,000 | 11,271,000 |
| Noninterest income | 257,000 | 585,000 | 883,000 | 1,312,000 |
| Noninterest expense | 1,986,000 | 3,992,000 | 6,076,000 | 8,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 847,000 | 1,925,000 | 3,086,000 | 4,229,000 |
| Income tax | 372,000 | 836,000 | 1,316,000 | 1,789,000 |
| Net income | 475,000 | 1,089,000 | 1,770,000 | 2,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,568,000 | 40,286,000 | 41,209,000 | 41,880,000 |
| Total capital | 39,887,000 | 43,722,000 | 44,717,000 | 45,564,000 |
| Risk-weighted assets | 264,681,000 | 274,214,000 | 280,009,000 | 294,391,000 |