Call reports 2014
LEGACY BANK — 2014
What LEGACY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 274,420,000 | 287,118,000 | 318,770,000 | 321,242,000 |
| Total loans | 217,134,000 | 217,278,000 | 226,097,000 | 237,387,000 |
| Allowance for loan losses | 3,913,000 | 3,873,000 | 3,757,000 | 4,148,000 |
| Securities available for sale | 12,332,000 | 9,294,000 | 9,860,000 | 12,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,326,000 | 230,762,000 | 261,848,000 | 263,890,000 |
| Interest-bearing deposits | 163,660,000 | 154,475,000 | 153,844,000 | 162,057,000 |
| Noninterest-bearing deposits | 54,666,000 | 76,287,000 | 108,004,000 | 101,833,000 |
| Equity capital | 37,812,000 | 38,366,000 | 38,916,000 | 39,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,614,000 | 5,341,000 | 8,210,000 | 11,149,000 |
| Interest expense | 291,000 | 571,000 | 815,000 | 1,069,000 |
| Net interest income | 2,323,000 | 4,770,000 | 7,395,000 | 10,080,000 |
| Noninterest income | 178,000 | 399,000 | 612,000 | 968,000 |
| Noninterest expense | 1,762,000 | 3,552,000 | 5,479,000 | 7,624,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 739,000 | 1,617,000 | 2,528,000 | 3,424,000 |
| Income tax | 292,000 | 636,000 | 992,000 | 1,337,000 |
| Net income | 447,000 | 981,000 | 1,536,000 | 2,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,668,000 | 34,571,000 | 35,337,000 | 36,225,000 |
| Total capital | 36,610,000 | 37,471,000 | 38,378,000 | 39,428,000 |
| Risk-weighted assets | 235,141,000 | 231,002,000 | 245,823,000 | 255,298,000 |