Call reports 2013
LEGACY BANK — 2013
What LEGACY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 275,757,000 | 259,832,000 | 266,595,000 | 267,467,000 |
| Total loans | 203,262,000 | 202,399,000 | 202,847,000 | 210,899,000 |
| Allowance for loan losses | 4,371,000 | 4,353,000 | 4,242,000 | 4,231,000 |
| Securities available for sale | 10,362,000 | 11,433,000 | 13,002,000 | 13,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,460,000 | 210,129,000 | 221,705,000 | 206,136,000 |
| Interest-bearing deposits | 173,153,000 | 159,721,000 | 160,675,000 | 160,580,000 |
| Noninterest-bearing deposits | 39,307,000 | 50,408,000 | 61,030,000 | 45,556,000 |
| Equity capital | 35,771,000 | 36,255,000 | 36,765,000 | 37,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,577,000 | 5,168,000 | 7,755,000 | 10,409,000 |
| Interest expense | 386,000 | 688,000 | 975,000 | 1,269,000 |
| Net interest income | 2,191,000 | 4,480,000 | 6,780,000 | 9,140,000 |
| Noninterest income | 207,000 | 426,000 | 690,000 | 1,248,000 |
| Noninterest expense | 1,655,000 | 3,335,000 | 5,056,000 | 7,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 743,000 | 1,571,000 | 2,414,000 | 3,383,000 |
| Income tax | 298,000 | 638,000 | 973,000 | 1,355,000 |
| Net income | 445,000 | 933,000 | 1,441,000 | 2,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,022,000 | 30,847,000 | 31,632,000 | 32,600,000 |
| Total capital | 32,794,000 | 33,566,000 | 34,469,000 | 35,472,000 |
| Risk-weighted assets | 222,331,000 | 217,616,000 | 227,687,000 | 228,855,000 |