Call reports 2012
LEGACY BANK — 2012
What LEGACY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 274,493,000 | 254,940,000 | 271,006,000 | 275,182,000 |
| Total loans | 183,709,000 | 190,418,000 | 197,189,000 | 203,457,000 |
| Allowance for loan losses | 4,619,000 | 4,569,000 | 4,570,000 | 4,683,000 |
| Securities available for sale | 11,199,000 | 8,820,000 | 10,362,000 | 9,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,670,000 | 192,841,000 | 208,440,000 | 212,507,000 |
| Interest-bearing deposits | 156,483,000 | 149,781,000 | 157,003,000 | 166,796,000 |
| Noninterest-bearing deposits | 56,187,000 | 43,060,000 | 51,437,000 | 45,711,000 |
| Equity capital | 34,335,000 | 34,673,000 | 35,128,000 | 35,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,517,000 | 5,138,000 | 7,781,000 | 10,447,000 |
| Interest expense | 525,000 | 970,000 | 1,362,000 | 1,750,000 |
| Net interest income | 1,992,000 | 4,168,000 | 6,419,000 | 8,697,000 |
| Noninterest income | -48,000 | -15,000 | 151,000 | -47,000 |
| Noninterest expense | 1,688,000 | 3,353,000 | 5,025,000 | 6,780,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 256,000 | 800,000 | 1,545,000 | 1,870,000 |
| Income tax | 103,000 | 315,000 | 609,000 | 737,000 |
| Net income | 153,000 | 485,000 | 936,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,265,000 | 27,769,000 | 28,853,000 | 29,321,000 |
| Total capital | 29,791,000 | 30,414,000 | 31,567,000 | 32,098,000 |
| Risk-weighted assets | 202,110,000 | 209,554,000 | 217,140,000 | 220,503,000 |