Call reports 2011
LEGACY BANK — 2011
What LEGACY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 265,169,000 | 253,673,000 | 239,858,000 | 256,752,000 |
| Total loans | 172,749,000 | 171,351,000 | 169,856,000 | 177,477,000 |
| Allowance for loan losses | 5,068,000 | 5,059,000 | 4,978,000 | 4,728,000 |
| Securities available for sale | 15,615,000 | 14,975,000 | 15,573,000 | 11,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,827,000 | 192,193,000 | 178,331,000 | 195,166,000 |
| Interest-bearing deposits | 161,880,000 | 153,291,000 | 147,630,000 | 158,689,000 |
| Noninterest-bearing deposits | 41,947,000 | 38,902,000 | 30,701,000 | 36,477,000 |
| Equity capital | 33,786,000 | 33,965,000 | 34,105,000 | 34,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 4,849,000 | 7,313,000 | 9,805,000 |
| Interest expense | 724,000 | 1,372,000 | 1,931,000 | 2,465,000 |
| Net interest income | 1,711,000 | 3,477,000 | 5,382,000 | 7,340,000 |
| Noninterest income | 66,000 | 297,000 | 267,000 | 132,000 |
| Noninterest expense | 1,649,000 | 3,363,000 | 5,008,000 | 6,741,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 3,000 | 286,000 | 516,000 | 606,000 |
| Income tax | 1,000 | 114,000 | 204,000 | 240,000 |
| Net income | 2,000 | 172,000 | 312,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,671,000 | 25,954,000 | 26,184,000 | 26,984,000 |
| Total capital | 28,068,000 | 28,323,000 | 28,558,000 | 29,430,000 |
| Risk-weighted assets | 191,829,000 | 189,051,000 | 189,675,000 | 195,319,000 |