Call reports 2010
LEGACY BANK — 2010
What LEGACY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 244,187,000 | 253,894,000 | 245,780,000 | 247,658,000 |
| Total loans | 164,118,000 | 167,324,000 | 176,733,000 | 177,012,000 |
| Allowance for loan losses | 4,651,000 | 4,693,000 | 5,260,000 | 4,999,000 |
| Securities available for sale | 10,536,000 | 14,031,000 | 13,507,000 | 15,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,462,000 | 195,637,000 | 187,832,000 | 187,133,000 |
| Interest-bearing deposits | 150,426,000 | 142,645,000 | 141,342,000 | 150,548,000 |
| Noninterest-bearing deposits | 35,036,000 | 52,992,000 | 46,490,000 | 36,585,000 |
| Equity capital | 31,232,000 | 30,826,000 | 30,358,000 | 33,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 4,684,000 | 7,133,000 | 9,688,000 |
| Interest expense | 998,000 | 1,838,000 | 2,594,000 | 3,343,000 |
| Net interest income | 1,336,000 | 2,846,000 | 4,539,000 | 6,345,000 |
| Noninterest income | 171,000 | 148,000 | 306,000 | 104,000 |
| Noninterest expense | 1,676,000 | 3,246,000 | 5,072,000 | 6,965,000 |
| Provision for loan losses | 375,000 | 1,025,000 | 1,845,000 | 2,470,000 |
| Pretax income | -544,000 | -1,277,000 | -2,072,000 | -2,986,000 |
| Income tax | -219,000 | -512,000 | -832,000 | -1,194,000 |
| Net income | -325,000 | -765,000 | -1,240,000 | -1,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,110,000 | 23,377,000 | 22,584,000 | 24,893,000 |
| Total capital | 26,459,000 | 25,775,000 | 25,015,000 | 27,375,000 |
| Risk-weighted assets | 187,640,000 | 190,567,000 | 195,289,000 | 198,167,000 |