Call reports 2006
LEGACY BANK — 2006
What LEGACY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 136,035,000 | 163,086,000 | 177,025,000 | 204,409,000 |
| Total loans | 98,455,000 | 126,635,000 | 149,082,000 | 173,373,000 |
| Allowance for loan losses | 1,330,000 | 1,665,000 | 2,041,000 | 2,314,000 |
| Securities available for sale | 11,109,000 | 11,135,000 | 9,205,000 | 7,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,297,000 | 133,739,000 | 147,480,000 | 174,051,000 |
| Interest-bearing deposits | 86,991,000 | 107,136,000 | 119,967,000 | 145,350,000 |
| Noninterest-bearing deposits | 20,306,000 | 26,603,000 | 27,513,000 | 28,701,000 |
| Equity capital | 27,838,000 | 27,980,000 | 28,245,000 | 28,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 4,493,000 | 7,608,000 | 11,139,000 |
| Interest expense | 929,000 | 2,022,000 | 3,396,000 | 4,907,000 |
| Net interest income | 1,075,000 | 2,471,000 | 4,212,000 | 6,232,000 |
| Noninterest income | 50,000 | 152,000 | 220,000 | 339,000 |
| Noninterest expense | 1,224,000 | 2,271,000 | 3,508,000 | 5,105,000 |
| Provision for loan losses | 346,000 | 680,000 | 1,056,000 | 1,331,000 |
| Pretax income | -445,000 | -328,000 | -132,000 | 135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -445,000 | -328,000 | -132,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,943,000 | 28,060,000 | 28,256,000 | 28,526,000 |
| Total capital | 28,944,000 | 29,726,000 | 30,280,000 | 30,840,000 |
| Risk-weighted assets | 178,188,000 | 212,731,000 | 161,932,000 | 186,390,000 |