Call reports 2005
LEGACY BANK — 2005
What LEGACY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 21,765,000 | 57,710,000 | 90,029,000 | 131,895,000 |
| Total loans | 783,000 | 24,102,000 | 59,166,000 | 74,799,000 |
| Allowance for loan losses | 10,000 | 298,000 | 731,000 | 985,000 |
| Securities available for sale | 0 | 7,192,000 | 8,191,000 | 11,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,045,000 | 38,579,000 | 63,665,000 | 111,856,000 |
| Interest-bearing deposits | 11,481,000 | 24,700,000 | 45,633,000 | 93,465,000 |
| Noninterest-bearing deposits | 564,000 | 13,879,000 | 18,032,000 | 18,391,000 |
| Equity capital | 9,669,000 | 18,849,000 | 18,642,000 | 18,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,000 | 364,000 | 1,380,000 | 2,717,000 |
| Interest expense | 1,000 | 177,000 | 469,000 | 1,182,000 |
| Net interest income | 8,000 | 187,000 | 911,000 | 1,535,000 |
| Noninterest income | 0 | 84,000 | 454,000 | 318,000 |
| Noninterest expense | 356,000 | 1,156,000 | 2,021,000 | 2,555,000 |
| Provision for loan losses | 10,000 | 298,000 | 731,000 | 985,000 |
| Pretax income | -356,000 | -1,183,000 | -1,387,000 | -1,687,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -356,000 | -1,183,000 | -1,387,000 | -1,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,669,000 | 18,867,000 | 18,663,000 | 18,363,000 |
| Total capital | 9,679,000 | 19,165,000 | 19,394,000 | 19,348,000 |
| Risk-weighted assets | 5,585,000 | 33,951,000 | 70,429,000 | 112,434,000 |