Call reports 2024
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2024
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 24,439,000 | 24,187,000 | 24,232,000 | 23,415,000 |
| Total loans | 15,406,000 | 15,737,000 | 15,274,000 | 14,576,000 |
| Allowance for loan losses | 145,000 | 145,000 | 145,000 | 145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,171,000 | 4,995,000 | 4,826,000 | 4,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,082,000 | 17,841,000 | 17,900,000 | 17,535,000 |
| Interest-bearing deposits | 18,082,000 | 17,841,000 | 17,900,000 | 17,535,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,121,000 | 5,110,000 | 5,104,000 | 5,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 470,000 | 707,000 | 1,011,000 |
| Interest expense | 83,000 | 173,000 | 272,000 | 374,000 |
| Net interest income | 150,000 | 297,000 | 435,000 | 637,000 |
| Noninterest income | 8,000 | 17,000 | 22,000 | 27,000 |
| Noninterest expense | 161,000 | 328,000 | 477,000 | 636,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | -14,000 | -20,000 | 28,000 |
| Income tax | -19,000 | -19,000 | -19,000 | -19,000 |
| Net income | 16,000 | 5,000 | -1,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,121,000 | 5,110,000 | 5,104,000 | 5,152,000 |