Call reports 2023
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2023
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 25,980,000 | 25,695,000 | 25,105,000 | 24,733,000 |
| Total loans | 16,496,000 | 16,288,000 | 15,772,000 | 15,751,000 |
| Allowance for loan losses | 145,000 | 145,000 | 145,000 | 145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,930,000 | 5,738,000 | 5,520,000 | 5,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,141,000 | 19,364,000 | 18,771,000 | 18,403,000 |
| Interest-bearing deposits | 19,141,000 | 19,364,000 | 18,771,000 | 18,403,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,094,000 | 5,104,000 | 5,114,000 | 5,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 469,000 | 697,000 | 934,000 |
| Interest expense | 49,000 | 111,000 | 178,000 | 255,000 |
| Net interest income | 185,000 | 358,000 | 519,000 | 679,000 |
| Noninterest income | 14,000 | 21,000 | 31,000 | 35,000 |
| Noninterest expense | 170,000 | 329,000 | 483,000 | 649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 50,000 | 67,000 | 65,000 |
| Income tax | 7,000 | 18,000 | 25,000 | 32,000 |
| Net income | 22,000 | 32,000 | 42,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,094,000 | 5,104,000 | 5,114,000 | 5,105,000 |