Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 27,077,000 | 26,939,000 | 26,825,000 | 26,306,000 |
| Total loans | 13,864,000 | 13,862,000 | 14,615,000 | 15,870,000 |
| Allowance for loan losses | 145,000 | 145,000 | 145,000 | 145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,559,000 | 5,416,000 | 6,321,000 | 6,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,347,000 | 21,201,000 | 21,084,000 | 19,515,000 |
| Interest-bearing deposits | 21,347,000 | 21,201,000 | 21,084,000 | 19,515,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,000,000 | 5,004,000 | 5,036,000 | 5,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 193,000 | 390,000 | 616,000 | 866,000 |
| Interest expense | 38,000 | 78,000 | 119,000 | 158,000 |
| Net interest income | 155,000 | 312,000 | 497,000 | 708,000 |
| Noninterest income | 7,000 | 13,000 | 20,000 | 37,000 |
| Noninterest expense | 158,000 | 317,000 | 477,000 | 651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 8,000 | 40,000 | 94,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 4,000 | 8,000 | 40,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,000,000 | 5,004,000 | 5,036,000 | 5,072,000 |