Call reports 2021
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2021
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 25,670,000 | 25,462,000 | 25,260,000 | 25,643,000 |
| Total loans | 15,382,000 | 14,870,000 | 14,718,000 | 14,223,000 |
| Allowance for loan losses | 145,000 | 145,000 | 145,000 | 145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,955,000 | 2,897,000 | 3,218,000 | 3,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,037,000 | 19,803,000 | 19,593,000 | 19,960,000 |
| Interest-bearing deposits | 20,037,000 | 19,803,000 | 19,593,000 | 19,960,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,964,000 | 4,977,000 | 4,981,000 | 4,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 407,000 | 592,000 | 795,000 |
| Interest expense | 39,000 | 78,000 | 121,000 | 161,000 |
| Net interest income | 169,000 | 329,000 | 471,000 | 634,000 |
| Noninterest income | 6,000 | 13,000 | 20,000 | 27,000 |
| Noninterest expense | 173,000 | 327,000 | 472,000 | 639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 15,000 | 19,000 | 22,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | -8,000 | 5,000 | 9,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,964,000 | 4,977,000 | 4,981,000 | 4,984,000 |