Call reports 2020
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2020
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 22,299,000 | 23,921,000 | 24,437,000 | 24,244,000 |
| Total loans | 16,431,000 | 16,078,000 | 16,191,000 | 15,972,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 577,000 | 534,000 | 482,000 | 1,492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,763,000 | 18,337,000 | 18,821,000 | 18,608,000 |
| Interest-bearing deposits | 16,763,000 | 18,337,000 | 18,821,000 | 18,608,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,875,000 | 4,920,000 | 4,947,000 | 4,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 439,000 | 652,000 | 860,000 |
| Interest expense | 34,000 | 69,000 | 111,000 | 152,000 |
| Net interest income | 177,000 | 370,000 | 541,000 | 708,000 |
| Noninterest income | 6,000 | 14,000 | 22,000 | 29,000 |
| Noninterest expense | 145,000 | 301,000 | 448,000 | 591,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 38,000 | 83,000 | 115,000 | 139,000 |
| Income tax | 8,000 | 8,000 | 13,000 | 12,000 |
| Net income | 30,000 | 75,000 | 102,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,875,000 | 4,920,000 | 4,947,000 | 4,972,000 |