Call reports 2019
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2019
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 24,040,000 | 23,994,000 | 23,735,000 | 21,728,000 |
| Total loans | 16,104,000 | 16,168,000 | 16,111,000 | 15,950,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 138,000 |
| Securities available for sale | 2,479,000 | 2,494,000 | 1,499,000 | 0 |
| Securities held to maturity | 910,000 | 859,000 | 667,000 | 623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,680,000 | 17,579,000 | 17,279,000 | 16,223,000 |
| Interest-bearing deposits | 17,680,000 | 17,579,000 | 17,279,000 | 16,223,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,716,000 | 4,757,000 | 4,793,000 | 4,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 459,000 | 692,000 | 918,000 |
| Interest expense | 35,000 | 74,000 | 114,000 | 150,000 |
| Net interest income | 193,000 | 385,000 | 578,000 | 768,000 |
| Noninterest income | 10,000 | 18,000 | 27,000 | 36,000 |
| Noninterest expense | 161,000 | 321,000 | 479,000 | 628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 82,000 | 124,000 | 175,000 |
| Income tax | 14,000 | 24,000 | 35,000 | 35,000 |
| Net income | 28,000 | 58,000 | 89,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,737,000 | 4,763,000 | 4,794,000 | 4,845,000 |
| Total capital | 4,875,000 | 4,901,000 | 4,932,000 | 4,983,000 |
| Risk-weighted assets | 11,817,000 | 12,009,000 | 11,892,000 | 11,653,000 |