Call reports 2018
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2018
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 23,987,000 | 23,748,000 | 23,244,000 | 23,143,000 |
| Total loans | 15,168,000 | 14,928,000 | 15,098,000 | 15,653,000 |
| Allowance for loan losses | 140,000 | 140,000 | 140,000 | 138,000 |
| Securities available for sale | 2,941,000 | 2,921,000 | 2,414,000 | 2,439,000 |
| Securities held to maturity | 1,121,000 | 1,063,000 | 1,006,000 | 956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,840,000 | 18,555,000 | 18,012,000 | 17,849,000 |
| Interest-bearing deposits | 18,840,000 | 18,555,000 | 18,012,000 | 17,849,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,527,000 | 4,559,000 | 4,590,000 | 4,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 213,000 | 440,000 | 661,000 | 888,000 |
| Interest expense | 30,000 | 59,000 | 88,000 | 117,000 |
| Net interest income | 183,000 | 381,000 | 573,000 | 771,000 |
| Noninterest income | 13,000 | 25,000 | 31,000 | 40,000 |
| Noninterest expense | 159,000 | 312,000 | 463,000 | 618,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 94,000 | 141,000 | 193,000 |
| Income tax | 1,000 | 10,000 | 19,000 | 26,000 |
| Net income | 36,000 | 84,000 | 122,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,585,000 | 4,638,000 | 4,677,000 | 4,718,000 |
| Total capital | 4,725,000 | 4,778,000 | 4,817,000 | 4,856,000 |
| Risk-weighted assets | 11,720,000 | 11,602,000 | 11,543,000 | 11,771,000 |