Call reports 2017
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2017
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 24,023,000 | 24,430,000 | 24,307,000 | 23,803,000 |
| Total loans | 14,764,000 | 14,850,000 | 15,058,000 | 15,090,000 |
| Allowance for loan losses | 140,000 | 140,000 | 140,000 | 140,000 |
| Securities available for sale | 3,489,000 | 3,506,000 | 2,992,000 | 2,978,000 |
| Securities held to maturity | 732,000 | 697,000 | 664,000 | 627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,008,000 | 19,371,000 | 19,219,000 | 18,674,000 |
| Interest-bearing deposits | 19,008,000 | 19,371,000 | 19,219,000 | 18,674,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,419,000 | 4,457,000 | 4,476,000 | 4,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 417,000 | 625,000 | 843,000 |
| Interest expense | 35,000 | 69,000 | 104,000 | 138,000 |
| Net interest income | 167,000 | 348,000 | 521,000 | 705,000 |
| Noninterest income | 3,000 | 13,000 | 21,000 | 31,000 |
| Noninterest expense | 156,000 | 314,000 | 460,000 | 623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 47,000 | 83,000 | 114,000 |
| Income tax | 3,000 | 9,000 | 17,000 | 23,000 |
| Net income | 11,000 | 38,000 | 66,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,419,000 | 4,451,000 | 4,482,000 | 4,541,000 |
| Total capital | 4,559,000 | 4,591,000 | 4,622,000 | 4,681,000 |
| Risk-weighted assets | 11,562,000 | 11,654,000 | 11,759,000 | 11,666,000 |