Call reports 2016
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2016
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,812,000 | 23,758,000 | 23,425,000 | 23,168,000 |
| Total loans | 14,044,000 | 14,340,000 | 14,037,000 | 14,323,000 |
| Allowance for loan losses | 140,000 | 140,000 | 140,000 | 140,000 |
| Securities available for sale | 4,510,000 | 3,015,000 | 3,013,000 | 3,470,000 |
| Securities held to maturity | 350,000 | 332,000 | 814,000 | 767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,874,000 | 18,783,000 | 18,420,000 | 18,188,000 |
| Interest-bearing deposits | 18,874,000 | 18,783,000 | 18,420,000 | 18,188,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,359,000 | 4,388,000 | 4,408,000 | 4,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 431,000 | 640,000 | 839,000 |
| Interest expense | 42,000 | 84,000 | 125,000 | 163,000 |
| Net interest income | 168,000 | 347,000 | 515,000 | 676,000 |
| Noninterest income | 9,000 | 21,000 | 30,000 | 40,000 |
| Noninterest expense | 152,000 | 303,000 | 453,000 | 606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 65,000 | 92,000 | 110,000 |
| Income tax | 4,000 | 11,000 | 17,000 | 19,000 |
| Net income | 21,000 | 54,000 | 75,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,359,000 | 4,388,000 | 4,408,000 | 4,394,000 |
| Total capital | 4,499,000 | 4,528,000 | 4,548,000 | 4,534,000 |
| Risk-weighted assets | 11,266,000 | 11,347,000 | 11,308,000 | 11,294,000 |