Call reports 2013
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2013
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 26,770,000 | 26,692,000 | 26,614,000 | 25,529,000 |
| Total loans | 14,188,000 | 13,851,000 | 13,726,000 | 13,325,000 |
| Allowance for loan losses | 140,000 | 140,000 | 140,000 | 140,000 |
| Securities available for sale | 6,781,000 | 7,651,000 | 7,609,000 | 7,780,000 |
| Securities held to maturity | 729,000 | 668,000 | 608,000 | 575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,139,000 | 22,100,000 | 22,011,000 | 20,954,000 |
| Interest-bearing deposits | 22,139,000 | 22,100,000 | 22,011,000 | 20,954,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,087,000 | 4,041,000 | 4,051,000 | 4,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 459,000 | 675,000 | 904,000 |
| Interest expense | 68,000 | 131,000 | 190,000 | 247,000 |
| Net interest income | 166,000 | 328,000 | 485,000 | 657,000 |
| Noninterest income | 7,000 | 16,000 | 24,000 | 32,000 |
| Noninterest expense | 139,000 | 295,000 | 419,000 | 578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 49,000 | 90,000 | 100,000 |
| Income tax | 18,000 | 6,000 | 14,000 | 19,000 |
| Net income | 16,000 | 43,000 | 76,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,104,000 | 4,139,000 | 4,165,000 |
| Total capital | 4,240,000 | 4,244,000 | 4,279,000 | 4,305,000 |
| Risk-weighted assets | 12,516,000 | 12,236,000 | 12,544,000 | 11,556,000 |