Call reports 2012
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG — 2012
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF CENTERBURG reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,986,000 | 27,912,000 | 27,028,000 | 26,368,000 |
| Total loans | 15,611,000 | 15,487,000 | 15,346,000 | 14,593,000 |
| Allowance for loan losses | 140,000 | 140,000 | 140,000 | 140,000 |
| Securities available for sale | 6,313,000 | 5,312,000 | 6,817,000 | 5,801,000 |
| Securities held to maturity | 1,011,000 | 938,000 | 867,000 | 802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,428,000 | 23,312,000 | 22,411,000 | 21,735,000 |
| Interest-bearing deposits | 23,428,000 | 23,312,000 | 22,411,000 | 21,735,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,011,000 | 4,049,000 | 4,064,000 | 4,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 538,000 | 798,000 | 1,049,000 |
| Interest expense | 101,000 | 192,000 | 276,000 | 351,000 |
| Net interest income | 168,000 | 346,000 | 522,000 | 698,000 |
| Noninterest income | 10,000 | 18,000 | 26,000 | 34,000 |
| Noninterest expense | 151,000 | 295,000 | 439,000 | 586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 69,000 | 39,000 | 76,000 |
| Income tax | 4,000 | 8,000 | 15,000 | 20,000 |
| Net income | 23,000 | 61,000 | 24,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,050,000 | 4,049,000 | 4,051,000 | 4,084,000 |
| Total capital | 4,190,000 | 4,189,000 | 4,191,000 | 4,224,000 |
| Risk-weighted assets | 13,772,000 | 13,648,000 | 13,364,000 | 12,832,000 |