Call reports 2026
FIRST KENTUCKY BANK, INC. — 2026
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 594,932,000 | 585,564,000 |
| Total loans | 356,528,000 | 361,526,000 |
| Allowance for loan losses | 4,798,000 | 4,880,000 |
| Securities available for sale | 131,762,000 | 128,466,000 |
| Securities held to maturity | 62,021,000 | 60,735,000 |
| Trading assets | 0 | 0 |
| Total deposits | 519,456,000 | 508,178,000 |
| Interest-bearing deposits | 407,921,000 | 401,691,000 |
| Noninterest-bearing deposits | 111,535,000 | 106,487,000 |
| Equity capital | 44,303,000 | 45,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,150,000 | 14,470,000 |
| Interest expense | 2,352,000 | 4,672,000 |
| Net interest income | 4,798,000 | 9,798,000 |
| Noninterest income | 993,000 | 2,053,000 |
| Noninterest expense | 3,921,000 | 7,988,000 |
| Provision for loan losses | 0 | 104,000 |
| Pretax income | 1,820,000 | 3,709,000 |
| Income tax | 0 | 0 |
| Net income | 1,820,000 | 3,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 55,568,000 | 56,313,000 |
| Total capital | 60,486,000 | 61,311,000 |
| Risk-weighted assets | 409,618,000 | 408,587,000 |