Call reports 2024
FIRST KENTUCKY BANK, INC. — 2024
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 580,184,000 | 576,019,000 | 571,015,000 | 576,248,000 |
| Total loans | 353,903,000 | 352,193,000 | 351,791,000 | 350,529,000 |
| Allowance for loan losses | 4,677,000 | 4,666,000 | 4,624,000 | 4,628,000 |
| Securities available for sale | 127,755,000 | 126,463,000 | 126,458,000 | 119,822,000 |
| Securities held to maturity | 52,513,000 | 52,270,000 | 52,038,000 | 51,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,499,000 | 511,123,000 | 500,799,000 | 509,029,000 |
| Interest-bearing deposits | 411,782,000 | 403,704,000 | 396,306,000 | 405,642,000 |
| Noninterest-bearing deposits | 109,717,000 | 107,419,000 | 104,493,000 | 103,387,000 |
| Equity capital | 34,184,000 | 35,373,000 | 40,008,000 | 36,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,543,000 | 13,359,000 | 20,255,000 | 27,219,000 |
| Interest expense | 2,741,000 | 5,663,000 | 8,630,000 | 11,493,000 |
| Net interest income | 3,802,000 | 7,696,000 | 11,625,000 | 15,726,000 |
| Noninterest income | 988,000 | 2,015,000 | 3,160,000 | 4,259,000 |
| Noninterest expense | 3,653,000 | 7,382,000 | 11,156,000 | 14,832,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,137,000 | 2,329,000 | 3,585,000 | 5,109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,137,000 | 2,329,000 | 3,585,000 | 5,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,017,000 | 51,452,000 | 51,989,000 | 52,598,000 |
| Total capital | 55,719,000 | 56,143,000 | 56,682,000 | 57,295,000 |
| Risk-weighted assets | 401,168,000 | 401,000,000 | 399,302,000 | 395,231,000 |