Call reports 2023
FIRST KENTUCKY BANK, INC. — 2023
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 565,215,000 | 565,600,000 | 552,652,000 | 564,980,000 |
| Total loans | 328,915,000 | 337,519,000 | 339,875,000 | 350,126,000 |
| Allowance for loan losses | 5,375,000 | 5,166,000 | 4,721,000 | 4,668,000 |
| Securities available for sale | 130,134,000 | 123,593,000 | 120,983,000 | 127,772,000 |
| Securities held to maturity | 54,715,000 | 54,652,000 | 53,523,000 | 53,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,527,000 | 515,374,000 | 509,324,000 | 505,402,000 |
| Interest-bearing deposits | 390,089,000 | 392,632,000 | 397,309,000 | 395,227,000 |
| Noninterest-bearing deposits | 124,438,000 | 122,742,000 | 112,015,000 | 110,175,000 |
| Equity capital | 34,137,000 | 32,476,000 | 29,796,000 | 35,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,487,000 | 11,296,000 | 17,343,000 | 23,708,000 |
| Interest expense | 1,510,000 | 3,342,000 | 5,482,000 | 8,006,000 |
| Net interest income | 3,977,000 | 7,954,000 | 11,861,000 | 15,702,000 |
| Noninterest income | 905,000 | 1,887,000 | 2,884,000 | 3,902,000 |
| Noninterest expense | 3,344,000 | 6,762,000 | 10,354,000 | 14,322,000 |
| Provision for loan losses | 0 | -212,000 | -658,000 | -659,000 |
| Pretax income | 1,538,000 | 3,291,000 | 5,049,000 | 5,941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,538,000 | 3,291,000 | 5,049,000 | 5,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,130,000 | 49,898,000 | 50,670,000 | 50,591,000 |
| Total capital | 53,847,000 | 54,720,000 | 55,391,000 | 55,284,000 |
| Risk-weighted assets | 376,765,000 | 385,446,000 | 389,037,000 | 399,203,000 |