Call reports 2022
FIRST KENTUCKY BANK, INC. — 2022
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 573,070,000 | 549,531,000 | 550,081,000 | 565,435,000 |
| Total loans | 312,901,000 | 315,180,000 | 321,043,000 | 327,054,000 |
| Allowance for loan losses | 5,724,000 | 5,730,000 | 5,781,000 | 5,726,000 |
| Securities available for sale | 143,745,000 | 137,766,000 | 125,963,000 | 130,131,000 |
| Securities held to maturity | 52,985,000 | 55,952,000 | 56,157,000 | 55,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,229,000 | 494,834,000 | 504,261,000 | 518,623,000 |
| Interest-bearing deposits | 366,288,000 | 358,481,000 | 371,533,000 | 395,587,000 |
| Noninterest-bearing deposits | 140,941,000 | 136,353,000 | 132,728,000 | 123,036,000 |
| Equity capital | 39,463,000 | 33,539,000 | 29,705,000 | 31,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,487,000 | 9,137,000 | 14,048,000 | 19,300,000 |
| Interest expense | 465,000 | 924,000 | 1,548,000 | 2,608,000 |
| Net interest income | 4,022,000 | 8,213,000 | 12,500,000 | 16,692,000 |
| Noninterest income | 806,000 | 1,739,000 | 2,707,000 | 3,653,000 |
| Noninterest expense | 3,185,000 | 6,449,000 | 9,512,000 | 13,211,000 |
| Provision for loan losses | 50,000 | 50,000 | 100,000 | 100,000 |
| Pretax income | 1,593,000 | 3,453,000 | 5,595,000 | 7,034,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,593,000 | 3,453,000 | 5,595,000 | 7,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,107,000 | 46,892,000 | 47,819,000 | 48,148,000 |
| Total capital | 50,642,000 | 51,461,000 | 52,460,000 | 52,868,000 |
| Risk-weighted assets | 361,680,000 | 364,423,000 | 370,181,000 | 376,666,000 |