Call reports 2021
FIRST KENTUCKY BANK, INC. — 2021
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 528,375,000 | 524,841,000 | 522,930,000 | 535,168,000 |
| Total loans | 323,903,000 | 320,153,000 | 306,738,000 | 310,713,000 |
| Allowance for loan losses | 5,299,000 | 5,420,000 | 5,606,000 | 5,667,000 |
| Securities available for sale | 101,159,000 | 115,486,000 | 119,471,000 | 119,160,000 |
| Securities held to maturity | 45,840,000 | 49,805,000 | 50,411,000 | 51,682,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,308,000 | 444,345,000 | 447,036,000 | 461,158,000 |
| Interest-bearing deposits | 332,570,000 | 333,493,000 | 332,120,000 | 332,731,000 |
| Noninterest-bearing deposits | 115,738,000 | 110,852,000 | 114,916,000 | 128,427,000 |
| Equity capital | 47,241,000 | 48,153,000 | 47,811,000 | 46,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,451,000 | 9,061,000 | 14,082,000 | 18,515,000 |
| Interest expense | 623,000 | 1,220,000 | 1,779,000 | 2,275,000 |
| Net interest income | 3,828,000 | 7,841,000 | 12,303,000 | 16,240,000 |
| Noninterest income | 864,000 | 1,857,000 | 2,813,000 | 3,719,000 |
| Noninterest expense | 3,071,000 | 6,228,000 | 9,676,000 | 13,512,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,516,000 | 3,260,000 | 5,161,000 | 6,063,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,516,000 | 3,260,000 | 5,161,000 | 6,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,218,000 | 44,741,000 | 45,394,000 | 45,400,000 |
| Total capital | 48,594,000 | 49,138,000 | 49,718,000 | 49,814,000 |
| Risk-weighted assets | 349,192,000 | 350,816,000 | 344,663,000 | 351,916,000 |