Call reports 2020
FIRST KENTUCKY BANK, INC. — 2020
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 462,482,000 | 489,358,000 | 483,600,000 | 492,295,000 |
| Total loans | 317,501,000 | 322,464,000 | 321,388,000 | 324,481,000 |
| Allowance for loan losses | 4,555,000 | 4,842,000 | 4,926,000 | 5,182,000 |
| Securities available for sale | 77,755,000 | 79,516,000 | 79,890,000 | 81,445,000 |
| Securities held to maturity | 31,665,000 | 33,976,000 | 38,147,000 | 40,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,618,000 | 403,770,000 | 398,145,000 | 411,102,000 |
| Interest-bearing deposits | 301,499,000 | 308,453,000 | 304,759,000 | 310,329,000 |
| Noninterest-bearing deposits | 78,119,000 | 95,317,000 | 93,386,000 | 100,773,000 |
| Equity capital | 43,650,000 | 46,923,000 | 47,762,000 | 48,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,750,000 | 9,597,000 | 14,121,000 | 18,724,000 |
| Interest expense | 1,077,000 | 2,013,000 | 2,852,000 | 3,593,000 |
| Net interest income | 3,673,000 | 7,584,000 | 11,269,000 | 15,131,000 |
| Noninterest income | 782,000 | 1,552,000 | 2,470,000 | 3,569,000 |
| Noninterest expense | 3,079,000 | 6,136,000 | 9,362,000 | 12,653,000 |
| Provision for loan losses | 125,000 | 400,000 | 450,000 | 750,000 |
| Pretax income | 1,251,000 | 2,600,000 | 3,927,000 | 5,297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,251,000 | 2,600,000 | 3,927,000 | 5,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,704,000 | 42,432,000 | 42,954,000 | 43,550,000 |
| Total capital | 45,838,000 | 46,543,000 | 47,114,000 | 47,806,000 |
| Risk-weighted assets | 330,338,000 | 328,217,000 | 332,075,000 | 339,613,000 |