Call reports 2019
FIRST KENTUCKY BANK, INC. — 2019
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 444,039,000 | 449,654,000 | 445,911,000 | 454,774,000 |
| Total loans | 300,093,000 | 304,834,000 | 302,798,000 | 312,541,000 |
| Allowance for loan losses | 4,238,000 | 4,288,000 | 4,316,000 | 4,443,000 |
| Securities available for sale | 80,230,000 | 86,156,000 | 84,950,000 | 83,271,000 |
| Securities held to maturity | 29,001,000 | 28,272,000 | 29,257,000 | 30,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,502,000 | 375,599,000 | 369,119,000 | 370,962,000 |
| Interest-bearing deposits | 289,781,000 | 299,027,000 | 292,271,000 | 292,445,000 |
| Noninterest-bearing deposits | 77,721,000 | 76,572,000 | 76,848,000 | 78,517,000 |
| Equity capital | 40,104,000 | 42,365,000 | 43,289,000 | 42,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,444,000 | 9,134,000 | 13,809,000 | 18,533,000 |
| Interest expense | 1,046,000 | 2,188,000 | 3,333,000 | 4,431,000 |
| Net interest income | 3,398,000 | 6,946,000 | 10,476,000 | 14,102,000 |
| Noninterest income | 746,000 | 1,555,000 | 2,445,000 | 3,291,000 |
| Noninterest expense | 3,093,000 | 6,192,000 | 9,275,000 | 12,353,000 |
| Provision for loan losses | 25,000 | 70,000 | 145,000 | 300,000 |
| Pretax income | 1,045,000 | 2,276,000 | 3,538,000 | 4,777,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,045,000 | 2,276,000 | 3,538,000 | 4,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,351,000 | 39,991,000 | 40,594,000 | 41,143,000 |
| Total capital | 43,258,000 | 43,948,000 | 44,543,000 | 45,242,000 |
| Risk-weighted assets | 312,306,000 | 316,303,000 | 315,567,000 | 327,605,000 |