Call reports 2018
FIRST KENTUCKY BANK, INC. — 2018
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 427,478,000 | 426,089,000 | 433,610,000 | 442,150,000 |
| Total loans | 285,005,000 | 290,798,000 | 298,203,000 | 302,790,000 |
| Allowance for loan losses | 4,130,000 | 4,140,000 | 4,158,000 | 4,232,000 |
| Securities available for sale | 78,162,000 | 78,679,000 | 78,168,000 | 79,623,000 |
| Securities held to maturity | 29,107,000 | 28,204,000 | 28,186,000 | 28,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,267,000 | 350,731,000 | 351,950,000 | 356,357,000 |
| Interest-bearing deposits | 275,920,000 | 273,782,000 | 277,586,000 | 280,868,000 |
| Noninterest-bearing deposits | 82,347,000 | 76,949,000 | 74,364,000 | 75,489,000 |
| Equity capital | 38,598,000 | 38,723,000 | 38,799,000 | 38,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,044,000 | 8,241,000 | 12,568,000 | 17,067,000 |
| Interest expense | 625,000 | 1,392,000 | 2,257,000 | 3,250,000 |
| Net interest income | 3,419,000 | 6,849,000 | 10,311,000 | 13,817,000 |
| Noninterest income | 788,000 | 1,612,000 | 2,501,000 | 3,358,000 |
| Noninterest expense | 3,133,000 | 6,253,000 | 9,275,000 | 12,341,000 |
| Provision for loan losses | 50,000 | 75,000 | 185,000 | 295,000 |
| Pretax income | 1,024,000 | 2,133,000 | 3,352,000 | 4,539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,024,000 | 2,133,000 | 3,352,000 | 4,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,406,000 | 39,905,000 | 40,459,000 | 38,904,000 |
| Total capital | 43,122,000 | 43,669,000 | 44,300,000 | 42,777,000 |
| Risk-weighted assets | 296,880,000 | 300,712,000 | 306,978,000 | 309,556,000 |