Call reports 2017
FIRST KENTUCKY BANK, INC. — 2017
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 410,544,000 | 421,085,000 | 428,630,000 | 422,691,000 |
| Total loans | 282,086,000 | 288,053,000 | 296,438,000 | 288,304,000 |
| Allowance for loan losses | 4,022,000 | 4,041,000 | 4,085,000 | 4,120,000 |
| Securities available for sale | 69,403,000 | 72,736,000 | 72,968,000 | 72,291,000 |
| Securities held to maturity | 29,034,000 | 29,017,000 | 29,211,000 | 28,116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,435,000 | 333,793,000 | 337,798,000 | 345,464,000 |
| Interest-bearing deposits | 264,185,000 | 255,212,000 | 263,081,000 | 269,120,000 |
| Noninterest-bearing deposits | 78,250,000 | 78,581,000 | 74,717,000 | 76,344,000 |
| Equity capital | 38,211,000 | 39,212,000 | 39,559,000 | 39,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,841,000 | 7,796,000 | 11,910,000 | 16,066,000 |
| Interest expense | 448,000 | 941,000 | 1,526,000 | 2,136,000 |
| Net interest income | 3,393,000 | 6,855,000 | 10,384,000 | 13,930,000 |
| Noninterest income | 902,000 | 1,714,000 | 2,590,000 | 3,431,000 |
| Noninterest expense | 3,156,000 | 6,206,000 | 9,269,000 | 12,373,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 475,000 |
| Pretax income | 1,064,000 | 2,213,000 | 3,407,000 | 4,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,064,000 | 2,213,000 | 3,407,000 | 4,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,528,000 | 38,033,000 | 38,527,000 | 39,010,000 |
| Total capital | 41,150,000 | 41,749,000 | 42,352,000 | 42,735,000 |
| Risk-weighted assets | 289,333,000 | 296,951,000 | 305,701,000 | 297,594,000 |