Call reports 2014
FIRST KENTUCKY BANK, INC. — 2014
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 372,117,000 | 371,948,000 | 371,107,000 | 371,644,000 |
| Total loans | 249,043,000 | 251,163,000 | 247,264,000 | 244,404,000 |
| Allowance for loan losses | 4,066,000 | 4,063,000 | 4,064,000 | 3,977,000 |
| Securities available for sale | 72,179,000 | 71,690,000 | 74,332,000 | 75,959,000 |
| Securities held to maturity | 19,041,000 | 19,545,000 | 20,309,000 | 20,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,291,000 | 302,888,000 | 304,129,000 | 306,957,000 |
| Interest-bearing deposits | 245,608,000 | 235,169,000 | 239,056,000 | 237,657,000 |
| Noninterest-bearing deposits | 67,683,000 | 67,719,000 | 65,073,000 | 69,300,000 |
| Equity capital | 35,647,000 | 37,055,000 | 37,294,000 | 36,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,799,000 | 7,586,000 | 11,386,000 | 15,150,000 |
| Interest expense | 476,000 | 934,000 | 1,363,000 | 1,761,000 |
| Net interest income | 3,323,000 | 6,652,000 | 10,023,000 | 13,389,000 |
| Noninterest income | 789,000 | 1,827,000 | 2,677,000 | 3,503,000 |
| Noninterest expense | 3,063,000 | 6,102,000 | 9,110,000 | 12,147,000 |
| Provision for loan losses | 130,000 | 195,000 | 210,000 | 441,000 |
| Pretax income | 951,000 | 2,351,000 | 3,600,000 | 4,524,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 951,000 | 2,351,000 | 3,600,000 | 4,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,965,000 | 35,680,000 | 36,349,000 | 35,045,000 |
| Total capital | 38,031,000 | 38,769,000 | 39,408,000 | 38,081,000 |
| Risk-weighted assets | 244,297,000 | 246,116,000 | 243,727,000 | 241,943,000 |