Call reports 2012
FIRST KENTUCKY BANK, INC. — 2012
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 379,226,000 | 366,598,000 | 366,684,000 | 368,666,000 |
| Total loans | 260,418,000 | 257,462,000 | 258,903,000 | 251,888,000 |
| Allowance for loan losses | 3,636,000 | 3,958,000 | 3,762,000 | 3,740,000 |
| Securities available for sale | 65,805,000 | 60,186,000 | 59,036,000 | 59,685,000 |
| Securities held to maturity | 20,793,000 | 21,298,000 | 20,795,000 | 18,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,675,000 | 311,980,000 | 310,990,000 | 314,672,000 |
| Interest-bearing deposits | 258,355,000 | 248,479,000 | 247,062,000 | 246,801,000 |
| Noninterest-bearing deposits | 64,320,000 | 63,501,000 | 63,928,000 | 67,871,000 |
| Equity capital | 37,005,000 | 37,817,000 | 38,638,000 | 38,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,344,000 | 8,572,000 | 12,765,000 | 16,845,000 |
| Interest expense | 650,000 | 1,248,000 | 1,831,000 | 2,389,000 |
| Net interest income | 3,694,000 | 7,324,000 | 10,934,000 | 14,456,000 |
| Noninterest income | 595,000 | 1,373,000 | 2,106,000 | 2,886,000 |
| Noninterest expense | 3,155,000 | 6,203,000 | 9,183,000 | 12,070,000 |
| Provision for loan losses | 225,000 | 625,000 | 850,000 | 1,225,000 |
| Pretax income | 909,000 | 2,325,000 | 3,465,000 | 4,573,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 909,000 | 2,325,000 | 3,465,000 | 4,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,602,000 | 33,455,000 | 34,076,000 | 34,491,000 |
| Total capital | 35,719,000 | 36,512,000 | 37,145,000 | 37,549,000 |
| Risk-weighted assets | 248,871,000 | 243,635,000 | 244,862,000 | 243,951,000 |