Call reports 2011
FIRST KENTUCKY BANK, INC. — 2011
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 372,417,000 | 368,233,000 | 367,844,000 | 369,867,000 |
| Total loans | 272,241,000 | 272,647,000 | 270,605,000 | 266,654,000 |
| Allowance for loan losses | 3,540,000 | 3,559,000 | 3,572,000 | 3,599,000 |
| Securities available for sale | 58,546,000 | 54,228,000 | 55,156,000 | 55,677,000 |
| Securities held to maturity | 13,623,000 | 16,140,000 | 16,156,000 | 18,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,140,000 | 309,563,000 | 307,990,000 | 313,650,000 |
| Interest-bearing deposits | 262,043,000 | 252,704,000 | 251,478,000 | 252,217,000 |
| Noninterest-bearing deposits | 55,097,000 | 56,859,000 | 56,512,000 | 61,433,000 |
| Equity capital | 35,985,000 | 37,192,000 | 38,209,000 | 36,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,570,000 | 9,160,000 | 13,731,000 | 18,172,000 |
| Interest expense | 875,000 | 1,700,000 | 2,463,000 | 3,160,000 |
| Net interest income | 3,695,000 | 7,460,000 | 11,268,000 | 15,012,000 |
| Noninterest income | 662,000 | 1,369,000 | 2,078,000 | 2,670,000 |
| Noninterest expense | 3,123,000 | 6,184,000 | 9,189,000 | 12,214,000 |
| Provision for loan losses | 225,000 | 500,000 | 725,000 | 1,000,000 |
| Pretax income | 1,009,000 | 2,242,000 | 3,534,000 | 4,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,009,000 | 2,242,000 | 3,534,000 | 4,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,281,000 | 32,611,000 | 33,095,000 | 32,214,000 |
| Total capital | 35,448,000 | 35,768,000 | 36,235,000 | 35,325,000 |
| Risk-weighted assets | 252,962,000 | 252,167,000 | 250,792,000 | 248,397,000 |