Call reports 2010
FIRST KENTUCKY BANK, INC. — 2010
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 370,074,000 | 361,786,000 | 361,866,000 | 362,857,000 |
| Total loans | 278,859,000 | 278,070,000 | 277,518,000 | 276,744,000 |
| Allowance for loan losses | 3,475,000 | 3,540,000 | 3,528,000 | 3,491,000 |
| Securities available for sale | 49,444,000 | 50,315,000 | 49,566,000 | 46,335,000 |
| Securities held to maturity | 9,214,000 | 9,239,000 | 9,176,000 | 11,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,572,000 | 302,116,000 | 302,988,000 | 307,754,000 |
| Interest-bearing deposits | 263,068,000 | 257,800,000 | 258,099,000 | 256,304,000 |
| Noninterest-bearing deposits | 46,504,000 | 44,316,000 | 44,889,000 | 51,450,000 |
| Equity capital | 34,464,000 | 35,978,000 | 36,553,000 | 36,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,760,000 | 9,586,000 | 14,379,000 | 19,089,000 |
| Interest expense | 1,309,000 | 2,604,000 | 3,812,000 | 4,825,000 |
| Net interest income | 3,451,000 | 6,982,000 | 10,567,000 | 14,264,000 |
| Noninterest income | 683,000 | 1,385,000 | 2,169,000 | 2,923,000 |
| Noninterest expense | 2,952,000 | 5,788,000 | 8,657,000 | 11,566,000 |
| Provision for loan losses | 240,000 | 440,000 | 810,000 | 1,350,000 |
| Pretax income | 942,000 | 2,215,000 | 3,345,000 | 4,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 942,000 | 2,215,000 | 3,345,000 | 4,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,975,000 | 31,707,000 | 31,669,000 | 32,196,000 |
| Total capital | 34,211,000 | 34,841,000 | 34,812,000 | 35,360,000 |
| Risk-weighted assets | 258,605,000 | 250,308,000 | 251,041,000 | 252,762,000 |