Call reports 2002
FIRST KENTUCKY BANK, INC. — 2002
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 242,155,000 | 245,996,000 | 243,935,000 | 241,507,000 |
| Total loans | 173,645,000 | 175,069,000 | 177,159,000 | 176,934,000 |
| Allowance for loan losses | 1,465,000 | 1,554,000 | 1,582,000 | 1,744,000 |
| Securities available for sale | 45,027,000 | 44,561,000 | 43,059,000 | 39,375,000 |
| Securities held to maturity | 9,914,000 | 9,771,000 | 9,866,000 | 10,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,816,000 | 214,358,000 | 210,134,000 | 210,148,000 |
| Interest-bearing deposits | 191,214,000 | 190,117,000 | 187,990,000 | 188,371,000 |
| Noninterest-bearing deposits | 20,602,000 | 24,241,000 | 22,144,000 | 21,777,000 |
| Equity capital | 20,287,000 | 21,704,000 | 22,763,000 | 22,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,773,000 | 7,622,000 | 11,398,000 | 14,969,000 |
| Interest expense | 1,551,000 | 3,102,000 | 4,512,000 | 5,763,000 |
| Net interest income | 2,222,000 | 4,520,000 | 6,886,000 | 9,206,000 |
| Noninterest income | 290,000 | 638,000 | 1,052,000 | 1,450,000 |
| Noninterest expense | 1,632,000 | 3,258,000 | 4,986,000 | 6,782,000 |
| Provision for loan losses | 165,000 | 360,000 | 620,000 | 870,000 |
| Pretax income | 715,000 | 1,540,000 | 2,332,000 | 3,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 715,000 | 1,540,000 | 2,332,000 | 3,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,940,000 | 18,375,000 | 18,838,000 | 18,471,000 |
| Total capital | 19,405,000 | 19,929,000 | 20,420,000 | 20,215,000 |
| Risk-weighted assets | 152,114,000 | 154,427,000 | 156,271,000 | 157,420,000 |