Call reports 2001
FIRST KENTUCKY BANK, INC. — 2001
What FIRST KENTUCKY BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 128,999,000 | 130,814,000 | 249,379,000 | 247,839,000 |
| Total loans | 99,213,000 | 100,871,000 | 171,035,000 | 173,061,000 |
| Allowance for loan losses | 1,065,000 | 1,118,000 | 1,171,000 | 1,403,000 |
| Securities available for sale | 15,388,000 | 13,931,000 | 31,103,000 | 42,654,000 |
| Securities held to maturity | 7,530,000 | 8,185,000 | 9,539,000 | 10,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,981,000 | 106,993,000 | 213,505,000 | 214,320,000 |
| Interest-bearing deposits | 92,600,000 | 93,600,000 | 194,559,000 | 192,233,000 |
| Noninterest-bearing deposits | 12,381,000 | 13,393,000 | 18,946,000 | 22,087,000 |
| Equity capital | 11,072,000 | 11,338,000 | 22,434,000 | 20,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,530,000 | 5,046,000 | 7,857,000 | 11,896,000 |
| Interest expense | 1,376,000 | 2,667,000 | 4,076,000 | 6,027,000 |
| Net interest income | 1,154,000 | 2,379,000 | 3,781,000 | 5,869,000 |
| Noninterest income | 187,000 | 381,000 | 589,000 | 862,000 |
| Noninterest expense | 708,000 | 1,442,000 | 2,608,000 | 4,206,000 |
| Provision for loan losses | 114,000 | 228,000 | 363,000 | 858,000 |
| Pretax income | 519,000 | 1,090,000 | 1,399,000 | 1,667,000 |
| Income tax | -50,000 | -50,000 | -50,000 | -50,000 |
| Net income | 569,000 | 1,140,000 | 1,449,000 | 1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,953,000 | 11,225,000 | 19,132,000 | 17,870,000 |
| Total capital | 12,018,000 | 12,343,000 | 20,303,000 | 19,273,000 |
| Risk-weighted assets | 90,576,000 | 92,835,000 | 160,066,000 | 152,732,000 |