Call reports 2024
ACNB BANK — 2024
What ACNB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,395,476,000 | 2,439,995,000 | 2,403,350,000 | 2,377,180,000 |
| Total loans | 1,665,068,000 | 1,681,401,000 | 1,678,192,000 | 1,683,336,000 |
| Allowance for loan losses | 20,172,000 | 17,162,000 | 17,214,000 | 17,280,000 |
| Securities available for sale | 425,114,000 | 418,364,000 | 418,079,000 | 393,975,000 |
| Securities held to maturity | 64,594,000 | 64,585,000 | 64,578,000 | 64,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,852,208,000 | 1,855,293,000 | 1,809,155,000 | 1,812,773,000 |
| Interest-bearing deposits | 1,352,115,000 | 1,375,078,000 | 1,344,917,000 | 1,360,774,000 |
| Noninterest-bearing deposits | 500,093,000 | 480,215,000 | 464,238,000 | 451,999,000 |
| Equity capital | 261,397,000 | 270,269,000 | 287,917,000 | 284,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,966,000 | 52,834,000 | 80,075,000 | 107,457,000 |
| Interest expense | 5,118,000 | 10,755,000 | 16,791,000 | 22,803,000 |
| Net interest income | 20,848,000 | 42,079,000 | 63,284,000 | 84,654,000 |
| Noninterest income | 3,492,000 | 7,173,000 | 11,189,000 | 14,915,000 |
| Noninterest expense | 15,373,000 | 29,484,000 | 44,644,000 | 60,674,000 |
| Provision for loan losses | 223,000 | -2,767,000 | -2,686,000 | -2,437,000 |
| Pretax income | 8,954,000 | 23,005,000 | 32,974,000 | 41,718,000 |
| Income tax | 1,843,000 | 4,727,000 | 6,889,000 | 8,579,000 |
| Net income | 7,111,000 | 18,278,000 | 26,085,000 | 33,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,393,000 | 280,950,000 | 286,135,000 | 290,567,000 |
| Total capital | 293,284,000 | 298,587,000 | 303,866,000 | 308,412,000 |
| Risk-weighted assets | 1,805,558,000 | 1,821,476,000 | 1,820,913,000 | 1,812,558,000 |