Call reports 2018
ACNB BANK — 2018
What ACNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,598,890,000 | 1,611,403,000 | 1,636,026,000 | 1,633,945,000 |
| Total loans | 1,238,228,000 | 1,248,063,000 | 1,273,558,000 | 1,302,873,000 |
| Allowance for loan losses | 13,417,000 | 13,143,000 | 13,414,000 | 13,964,000 |
| Securities available for sale | 155,620,000 | 152,424,000 | 162,957,000 | 161,730,000 |
| Securities held to maturity | 41,378,000 | 39,894,000 | 33,517,000 | 27,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,324,374,000 | 1,345,001,000 | 1,359,533,000 | 1,356,189,000 |
| Interest-bearing deposits | 1,255,929,000 | 1,277,425,000 | 1,291,486,000 | 1,285,456,000 |
| Noninterest-bearing deposits | 68,445,000 | 67,576,000 | 68,047,000 | 70,733,000 |
| Equity capital | 145,630,000 | 148,960,000 | 152,925,000 | 156,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,244,000 | 31,101,000 | 47,374,000 | 64,460,000 |
| Interest expense | 1,559,000 | 3,198,000 | 4,932,000 | 6,867,000 |
| Net interest income | 13,685,000 | 27,903,000 | 42,442,000 | 57,593,000 |
| Noninterest income | 2,545,000 | 5,135,000 | 7,802,000 | 10,609,000 |
| Noninterest expense | 9,815,000 | 19,734,000 | 29,360,000 | 39,468,000 |
| Provision for loan losses | 250,000 | 570,000 | 770,000 | 1,620,000 |
| Pretax income | 6,140,000 | 12,715,000 | 20,126,000 | 26,856,000 |
| Income tax | 1,204,000 | 2,510,000 | 3,985,000 | 5,187,000 |
| Net income | 4,936,000 | 10,205,000 | 16,141,000 | 21,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,102,000 | 145,837,000 | 150,230,000 | 154,215,000 |
| Total capital | 155,600,000 | 159,061,000 | 163,725,000 | 168,260,000 |
| Risk-weighted assets | 1,119,338,000 | 1,147,238,000 | 1,178,189,000 | 1,196,126,000 |