Call reports 2017
ACNB BANK — 2017
What ACNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,229,894,000 | 1,250,572,000 | 1,596,069,000 | 1,583,827,000 |
| Total loans | 952,942,000 | 970,953,000 | 1,238,243,000 | 1,245,906,000 |
| Allowance for loan losses | 14,145,000 | 14,148,000 | 14,105,000 | 13,976,000 |
| Securities available for sale | 136,467,000 | 133,117,000 | 157,635,000 | 158,301,000 |
| Securities held to maturity | 53,794,000 | 50,088,000 | 47,369,000 | 44,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,000,508,000 | 1,015,145,000 | 1,322,308,000 | 1,308,652,000 |
| Interest-bearing deposits | 953,934,000 | 967,327,000 | 1,257,307,000 | 1,245,074,000 |
| Noninterest-bearing deposits | 46,574,000 | 47,818,000 | 65,001,000 | 63,578,000 |
| Equity capital | 102,223,000 | 103,931,000 | 142,678,000 | 143,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,526,000 | 21,481,000 | 36,581,000 | 51,754,000 |
| Interest expense | 1,068,000 | 2,200,000 | 3,720,000 | 5,269,000 |
| Net interest income | 9,458,000 | 19,281,000 | 32,861,000 | 46,485,000 |
| Noninterest income | 1,928,000 | 3,892,000 | 6,509,000 | 9,125,000 |
| Noninterest expense | 7,666,000 | 15,804,000 | 29,138,000 | 38,484,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,720,000 | 7,369,000 | 10,232,000 | 17,126,000 |
| Income tax | 980,000 | 1,932,000 | 2,703,000 | 7,053,000 |
| Net income | 2,740,000 | 5,437,000 | 7,529,000 | 10,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,055,000 | 109,546,000 | 138,309,000 | 138,811,000 |
| Total capital | 118,749,000 | 120,406,000 | 152,388,000 | 152,868,000 |
| Risk-weighted assets | 851,983,000 | 865,468,000 | 1,126,206,000 | 1,125,315,000 |