Call reports 2025
AUBURNBANK — 2025
What AUBURNBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 996,268,000 | 1,028,709,000 | 1,010,662,000 | 1,018,261,000 |
| Total loans | 560,940,000 | 562,900,000 | 558,056,000 | 565,526,000 |
| Allowance for loan losses | 6,750,000 | 6,965,000 | 6,691,000 | 7,176,000 |
| Securities available for sale | 242,468,000 | 239,681,000 | 236,420,000 | 233,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 911,417,000 | 940,695,000 | 918,058,000 | 923,654,000 |
| Interest-bearing deposits | 638,162,000 | 671,180,000 | 649,619,000 | 654,456,000 |
| Noninterest-bearing deposits | 273,255,000 | 269,515,000 | 268,439,000 | 269,198,000 |
| Equity capital | 81,725,000 | 84,747,000 | 88,317,000 | 90,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,873,000 | 20,004,000 | 30,436,000 | 40,841,000 |
| Interest expense | 2,817,000 | 5,582,000 | 8,423,000 | 11,093,000 |
| Net interest income | 7,056,000 | 14,422,000 | 22,013,000 | 29,748,000 |
| Noninterest income | 737,000 | 1,508,000 | 2,322,000 | 3,057,000 |
| Noninterest expense | 5,821,000 | 11,441,000 | 17,182,000 | 22,698,000 |
| Provision for loan losses | -57,000 | 109,000 | -87,000 | 703,000 |
| Pretax income | 1,982,000 | 4,386,000 | 7,305,000 | 9,476,000 |
| Income tax | 404,000 | 907,000 | 1,545,000 | 2,012,000 |
| Net income | 1,578,000 | 3,479,000 | 5,760,000 | 7,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,924,000 | 108,052,000 | 109,389,000 | 110,150,000 |
| Total capital | 114,049,000 | 115,339,000 | 116,343,000 | 117,582,000 |
| Risk-weighted assets | 710,708,000 | 705,440,000 | 705,387,000 | 686,052,000 |