Call reports 2023
AUBURNBANK — 2023
What AUBURNBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,017,190,000 | 1,025,574,000 | 1,030,185,000 | 977,289,000 |
| Total loans | 505,041,000 | 520,412,000 | 545,610,000 | 557,295,000 |
| Allowance for loan losses | 6,821,000 | 6,634,000 | 6,778,000 | 6,863,000 |
| Securities available for sale | 405,692,000 | 394,079,000 | 373,287,000 | 270,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 940,769,000 | 952,201,000 | 965,903,000 | 897,520,000 |
| Interest-bearing deposits | 635,026,000 | 652,263,000 | 682,067,000 | 625,024,000 |
| Noninterest-bearing deposits | 305,743,000 | 299,938,000 | 283,836,000 | 272,496,000 |
| Equity capital | 71,664,000 | 69,102,000 | 59,750,000 | 74,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,244,000 | 16,654,000 | 25,313,000 | 34,435,000 |
| Interest expense | 1,127,000 | 2,631,000 | 5,003,000 | 8,046,000 |
| Net interest income | 7,117,000 | 14,023,000 | 20,310,000 | 26,389,000 |
| Noninterest income | 783,000 | 1,557,000 | 2,409,000 | 3,257,000 |
| Noninterest expense | 5,562,000 | 11,307,000 | 16,620,000 | 22,366,000 |
| Provision for loan losses | 40,000 | -291,000 | -133,000 | 125,000 |
| Pretax income | 2,272,000 | 4,569,000 | 6,290,000 | 850,000 |
| Income tax | 272,000 | 571,000 | 760,000 | -747,000 |
| Net income | 2,000,000 | 3,998,000 | 5,530,000 | 1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,120,000 | 108,174,000 | 108,763,000 | 103,886,000 |
| Total capital | 114,244,000 | 115,079,000 | 115,760,000 | 111,035,000 |
| Risk-weighted assets | 693,114,000 | 705,815,000 | 724,441,000 | 715,431,000 |