Call reports 2020
AUBURNBANK — 2020
What AUBURNBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 856,877,000 | 943,110,000 | 937,951,000 | 956,496,000 |
| Total loans | 445,431,000 | 466,894,000 | 477,218,000 | 465,117,000 |
| Allowance for loan losses | 4,867,000 | 5,308,000 | 5,575,000 | 5,618,000 |
| Securities available for sale | 280,434,000 | 302,192,000 | 320,922,000 | 335,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 750,930,000 | 833,867,000 | 828,029,000 | 843,841,000 |
| Interest-bearing deposits | 541,016,000 | 582,381,000 | 585,498,000 | 594,394,000 |
| Noninterest-bearing deposits | 209,914,000 | 251,486,000 | 242,531,000 | 249,447,000 |
| Equity capital | 99,908,000 | 101,535,000 | 102,418,000 | 103,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,266,000 | 14,338,000 | 21,204,000 | 28,256,000 |
| Interest expense | 1,043,000 | 2,025,000 | 3,011,000 | 3,855,000 |
| Net interest income | 6,223,000 | 12,313,000 | 18,193,000 | 24,401,000 |
| Noninterest income | 1,141,000 | 2,423,000 | 3,762,000 | 5,125,000 |
| Noninterest expense | 4,981,000 | 10,091,000 | 14,891,000 | 20,078,000 |
| Provision for loan losses | 400,000 | 850,000 | 1,100,000 | 1,100,000 |
| Pretax income | 1,989,000 | 3,882,000 | 6,067,000 | 8,451,000 |
| Income tax | 353,000 | 692,000 | 1,068,000 | 1,495,000 |
| Net income | 1,636,000 | 3,190,000 | 4,999,000 | 6,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,505,000 | 94,149,000 | 95,048,000 | 96,096,000 |
| Total capital | 98,499,000 | 99,584,000 | 100,801,000 | 101,906,000 |
| Risk-weighted assets | 526,236,000 | 522,962,000 | 537,032,000 | 556,482,000 |