Call reports 2019
AUBURNBANK — 2019
What AUBURNBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 836,668,000 | 840,083,000 | 825,744,000 | 828,494,000 |
| Total loans | 473,963,000 | 478,077,000 | 466,179,000 | 463,103,000 |
| Allowance for loan losses | 4,808,000 | 4,851,000 | 4,807,000 | 4,386,000 |
| Securities available for sale | 241,287,000 | 248,813,000 | 251,152,000 | 235,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 742,371,000 | 742,860,000 | 725,203,000 | 728,271,000 |
| Interest-bearing deposits | 527,376,000 | 533,630,000 | 519,793,000 | 527,934,000 |
| Noninterest-bearing deposits | 214,995,000 | 209,230,000 | 205,410,000 | 200,337,000 |
| Equity capital | 88,996,000 | 92,472,000 | 95,351,000 | 94,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,657,000 | 15,283,000 | 22,940,000 | 30,318,000 |
| Interest expense | 1,023,000 | 2,029,000 | 3,106,000 | 4,184,000 |
| Net interest income | 6,634,000 | 13,254,000 | 19,834,000 | 26,134,000 |
| Noninterest income | 1,115,000 | 1,967,000 | 2,903,000 | 5,439,000 |
| Noninterest expense | 4,581,000 | 9,192,000 | 14,019,000 | 19,723,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 3,173,000 | 6,042,000 | 8,775,000 | 11,977,000 |
| Income tax | 627,000 | 1,176,000 | 1,703,000 | 2,343,000 |
| Net income | 2,546,000 | 4,866,000 | 7,072,000 | 9,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,367,000 | 91,792,000 | 93,108,000 | 92,778,000 |
| Total capital | 95,327,000 | 96,788,000 | 98,042,000 | 97,291,000 |
| Risk-weighted assets | 559,576,000 | 564,683,000 | 545,907,000 | 536,933,000 |